Call reports 2002
WHITAKER BANK, INC — 2002
What WHITAKER BANK, INC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 523,982,000 | 534,165,000 | 537,939,000 | 544,875,000 |
| Total loans | 407,991,000 | 416,136,000 | 430,172,000 | 448,230,000 |
| Allowance for loan losses | 8,477,000 | 8,646,000 | 8,943,000 | 9,301,000 |
| Securities available for sale | 86,069,000 | 87,934,000 | 76,169,000 | 68,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,693,000 | 439,816,000 | 448,175,000 | 449,875,000 |
| Interest-bearing deposits | 386,166,000 | 383,386,000 | 390,480,000 | 389,300,000 |
| Noninterest-bearing deposits | 56,527,000 | 56,430,000 | 57,695,000 | 60,575,000 |
| Equity capital | 35,386,000 | 37,278,000 | 39,114,000 | 38,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,259,000 | 18,376,000 | 27,682,000 | 36,953,000 |
| Interest expense | 4,046,000 | 7,840,000 | 11,499,000 | 14,892,000 |
| Net interest income | 5,213,000 | 10,536,000 | 16,183,000 | 22,061,000 |
| Noninterest income | 545,000 | 1,099,000 | 1,715,000 | 2,356,000 |
| Noninterest expense | 3,878,000 | 7,912,000 | 12,079,000 | 16,232,000 |
| Provision for loan losses | 212,000 | 579,000 | 1,235,000 | 2,073,000 |
| Pretax income | 1,687,000 | 3,171,000 | 4,180,000 | 5,741,000 |
| Income tax | 506,000 | 940,000 | 1,208,000 | 1,673,000 |
| Net income | 1,181,000 | 2,231,000 | 2,972,000 | 4,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,878,000 | 35,928,000 | 36,669,000 | 36,765,000 |
| Total capital | 39,728,000 | 40,849,000 | 41,668,000 | 41,982,000 |
| Risk-weighted assets | 384,370,000 | 389,955,000 | 395,974,000 | 413,248,000 |