Call reports 2001
WHITAKER BANK, INC — 2001
What WHITAKER BANK, INC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 326,423,000 | 341,179,000 | 505,607,000 | 531,665,000 |
| Total loans | 255,573,000 | 269,130,000 | 369,868,000 | 402,113,000 |
| Allowance for loan losses | 5,153,000 | 5,418,000 | 7,789,000 | 8,331,000 |
| Securities available for sale | 42,423,000 | 48,682,000 | 98,964,000 | 91,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,276,000 | 291,473,000 | 434,624,000 | 452,065,000 |
| Interest-bearing deposits | 232,168,000 | 242,182,000 | 376,217,000 | 381,286,000 |
| Noninterest-bearing deposits | 46,108,000 | 49,291,000 | 58,407,000 | 70,779,000 |
| Equity capital | 22,014,000 | 22,536,000 | 36,539,000 | 34,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,697,000 | 13,409,000 | 29,465,000 | 39,081,000 |
| Interest expense | 3,425,000 | 6,928,000 | 15,209,000 | 19,825,000 |
| Net interest income | 3,272,000 | 6,481,000 | 14,256,000 | 19,256,000 |
| Noninterest income | 384,000 | 808,000 | 1,681,000 | 2,298,000 |
| Noninterest expense | 2,351,000 | 4,985,000 | 11,134,000 | 15,357,000 |
| Provision for loan losses | 162,000 | 471,000 | 813,000 | 1,568,000 |
| Pretax income | 1,143,000 | 1,833,000 | 4,016,000 | 4,655,000 |
| Income tax | 360,000 | 568,000 | 1,179,000 | 1,340,000 |
| Net income | 783,000 | 1,265,000 | 2,837,000 | 3,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,474,000 | 21,961,000 | 35,014,000 | 33,697,000 |
| Total capital | 24,551,000 | 25,181,000 | 39,500,000 | 38,549,000 |
| Risk-weighted assets | 244,120,000 | 255,368,000 | 355,590,000 | 384,705,000 |