Call reports 2001
HORIZON BANK AND TRUST COMPANY — 2001
What HORIZON BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,555,000 | 80,558,000 | 88,878,000 | 102,612,000 |
| Total loans | 48,269,000 | 55,289,000 | 60,657,000 | 74,181,000 |
| Allowance for loan losses | 644,000 | 739,000 | 833,000 | 992,000 |
| Securities available for sale | 19,929,000 | 16,783,000 | 17,960,000 | 19,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,466,000 | 61,303,000 | 65,435,000 | 79,070,000 |
| Interest-bearing deposits | 51,002,000 | 51,945,000 | 55,757,000 | 68,452,000 |
| Noninterest-bearing deposits | 7,464,000 | 9,358,000 | 9,678,000 | 10,618,000 |
| Equity capital | 10,304,000 | 10,392,000 | 10,636,000 | 10,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,988,000 | 4,540,000 | 6,231,000 |
| Interest expense | 776,000 | 1,579,000 | 2,344,000 | 3,186,000 |
| Net interest income | 702,000 | 1,409,000 | 2,196,000 | 3,045,000 |
| Noninterest income | 100,000 | 181,000 | 249,000 | 314,000 |
| Noninterest expense | 502,000 | 1,011,000 | 1,526,000 | 2,023,000 |
| Provision for loan losses | 69,000 | 164,000 | 258,000 | 417,000 |
| Pretax income | 245,000 | 398,000 | 674,000 | 960,000 |
| Income tax | 88,000 | 140,000 | 239,000 | 340,000 |
| Net income | 157,000 | 258,000 | 435,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,251,000 | 10,362,000 | 10,529,000 | 10,715,000 |
| Total capital | 10,895,000 | 11,101,000 | 11,362,000 | 11,707,000 |
| Risk-weighted assets | 61,415,000 | 64,422,000 | 68,703,000 | 79,181,000 |