Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 70,953,000 | 70,859,000 |
| Total loans | 35,701,000 | 32,640,000 |
| Allowance for loan losses | 607,000 | 599,000 |
| Securities available for sale | 17,854,000 | 17,018,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 59,645,000 | 60,332,000 |
| Interest-bearing deposits | 43,207,000 | 42,402,000 |
| Noninterest-bearing deposits | 16,438,000 | 17,930,000 |
| Equity capital | 7,971,000 | 7,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 630,000 | 1,213,000 |
| Interest expense | 85,000 | 169,000 |
| Net interest income | 545,000 | 1,044,000 |
| Noninterest income | 66,000 | 115,000 |
| Noninterest expense | 528,000 | 1,481,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 91,000 | -314,000 |
| Income tax | 14,000 | -88,000 |
| Net income | 77,000 | -226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 7,895,000 | 7,593,000 |
| Total capital | 8,351,000 | 8,015,000 |
| Risk-weighted assets | 36,313,000 | 33,556,000 |