Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,535,000 | 74,594,000 | 71,432,000 | 72,488,000 |
| Total loans | 35,006,000 | 35,247,000 | 35,585,000 | 35,856,000 |
| Allowance for loan losses | 1,031,000 | 713,000 | 704,000 | 605,000 |
| Securities available for sale | 24,821,000 | 13,101,000 | 17,461,000 | 16,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,352,000 | 63,124,000 | 59,895,000 | 61,077,000 |
| Interest-bearing deposits | 45,960,000 | 47,069,000 | 43,530,000 | 44,014,000 |
| Noninterest-bearing deposits | 15,392,000 | 16,055,000 | 16,365,000 | 17,063,000 |
| Equity capital | 7,410,000 | 7,785,000 | 7,954,000 | 7,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,268,000 | 1,905,000 | 2,537,000 |
| Interest expense | 99,000 | 199,000 | 290,000 | 376,000 |
| Net interest income | 553,000 | 1,069,000 | 1,615,000 | 2,161,000 |
| Noninterest income | 89,000 | 156,000 | 214,000 | 266,000 |
| Noninterest expense | 647,000 | 1,270,000 | 1,832,000 | 2,441,000 |
| Provision for loan losses | 0 | -320,000 | -320,000 | -320,000 |
| Pretax income | 91,000 | 440,000 | 519,000 | 574,000 |
| Income tax | 5,000 | 119,000 | 135,000 | 146,000 |
| Net income | 86,000 | 321,000 | 384,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,421,000 | 7,707,000 | 7,772,000 | 7,817,000 |
| Total capital | 7,893,000 | 8,154,000 | 8,234,000 | 8,284,000 |
| Risk-weighted assets | 37,217,000 | 35,464,000 | 36,734,000 | 37,196,000 |