Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,102,000 | 68,157,000 | 73,141,000 | 75,089,000 |
| Total loans | 42,329,000 | 38,885,000 | 34,983,000 | 35,143,000 |
| Allowance for loan losses | 1,237,000 | 1,135,000 | 1,260,000 | 1,031,000 |
| Securities available for sale | 10,250,000 | 11,463,000 | 15,522,000 | 19,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,911,000 | 56,864,000 | 61,866,000 | 63,834,000 |
| Interest-bearing deposits | 45,556,000 | 42,772,000 | 46,777,000 | 44,717,000 |
| Noninterest-bearing deposits | 12,355,000 | 14,092,000 | 15,089,000 | 19,117,000 |
| Equity capital | 7,053,000 | 7,271,000 | 7,326,000 | 7,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,536,000 | 2,222,000 | 2,882,000 |
| Interest expense | 133,000 | 257,000 | 378,000 | 490,000 |
| Net interest income | 687,000 | 1,279,000 | 1,844,000 | 2,392,000 |
| Noninterest income | 194,000 | 260,000 | 342,000 | 406,000 |
| Noninterest expense | 730,000 | 1,374,000 | 2,016,000 | 2,636,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 106,000 | 126,000 | 169,000 | 225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 126,000 | 169,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,297,000 | 7,318,000 | 7,278,000 | 7,334,000 |
| Total capital | 7,820,000 | 7,802,000 | 7,726,000 | 7,789,000 |
| Risk-weighted assets | 41,091,000 | 38,085,000 | 35,059,000 | 35,788,000 |