Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,566,000 | 82,011,000 | 80,624,000 | 72,470,000 |
| Total loans | 67,680,000 | 63,742,000 | 57,438,000 | 48,807,000 |
| Allowance for loan losses | 665,000 | 873,000 | 1,324,000 | 1,192,000 |
| Securities available for sale | 4,633,000 | 5,678,000 | 9,204,000 | 11,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,050,000 | 69,647,000 | 69,042,000 | 61,362,000 |
| Interest-bearing deposits | 58,682,000 | 57,322,000 | 55,313,000 | 47,877,000 |
| Noninterest-bearing deposits | 12,368,000 | 12,325,000 | 13,729,000 | 13,485,000 |
| Equity capital | 8,060,000 | 8,017,000 | 7,176,000 | 6,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,101,000 | 3,112,000 | 4,032,000 |
| Interest expense | 270,000 | 510,000 | 725,000 | 897,000 |
| Net interest income | 788,000 | 1,591,000 | 2,387,000 | 3,135,000 |
| Noninterest income | 31,000 | 105,000 | 20,000 | -30,000 |
| Noninterest expense | 741,000 | 1,457,000 | 2,516,000 | 3,203,000 |
| Provision for loan losses | 63,000 | 335,000 | 1,085,000 | 1,085,000 |
| Pretax income | -48,000 | -199,000 | -2,089,000 | -2,073,000 |
| Income tax | -13,000 | -60,000 | -263,000 | -263,000 |
| Net income | -35,000 | -139,000 | -1,826,000 | -1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,055,000 | 8,011,000 | 7,172,000 | 7,190,000 |
| Total capital | 8,720,000 | 8,799,000 | 7,867,000 | 7,786,000 |
| Risk-weighted assets | 66,609,000 | 62,935,000 | 55,010,000 | 47,070,000 |