Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,823,000 | 84,998,000 | 86,392,000 | 81,738,000 |
| Total loans | 71,372,000 | 75,249,000 | 72,120,000 | 68,183,000 |
| Allowance for loan losses | 592,000 | 701,000 | 678,000 | 613,000 |
| Securities available for sale | 4,529,000 | 4,549,000 | 7,645,000 | 4,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,823,000 | 66,911,000 | 70,537,000 | 68,736,000 |
| Interest-bearing deposits | 53,269,000 | 54,481,000 | 57,665,000 | 55,751,000 |
| Noninterest-bearing deposits | 13,554,000 | 12,430,000 | 12,872,000 | 12,985,000 |
| Equity capital | 6,428,000 | 6,473,000 | 6,639,000 | 7,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,353,000 | 3,552,000 | 4,710,000 |
| Interest expense | 315,000 | 633,000 | 950,000 | 1,240,000 |
| Net interest income | 837,000 | 1,720,000 | 2,602,000 | 3,470,000 |
| Noninterest income | 64,000 | 123,000 | 257,000 | 342,000 |
| Noninterest expense | 787,000 | 1,577,000 | 2,316,000 | 3,150,000 |
| Provision for loan losses | 79,000 | 189,000 | 318,000 | 433,000 |
| Pretax income | 35,000 | 77,000 | 157,000 | 98,000 |
| Income tax | 16,000 | 34,000 | 64,000 | 48,000 |
| Net income | 19,000 | 43,000 | 93,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,413,000 | 6,454,000 | 6,623,000 | 7,895,000 |
| Total capital | 7,005,000 | 7,155,000 | 7,301,000 | 8,508,000 |
| Risk-weighted assets | 67,113,000 | 70,551,000 | 69,022,000 | 68,499,000 |