Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 73,306,000 | 75,251,000 | 74,719,000 | 88,363,000 |
| Total loans | 58,224,000 | 61,928,000 | 65,682,000 | 68,665,000 |
| Allowance for loan losses | 741,000 | 703,000 | 703,000 | 637,000 |
| Securities available for sale | 5,288,000 | 5,051,000 | 4,729,000 | 4,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,731,000 | 65,434,000 | 65,019,000 | 78,926,000 |
| Interest-bearing deposits | 50,383,000 | 50,644,000 | 50,625,000 | 66,050,000 |
| Noninterest-bearing deposits | 13,348,000 | 14,790,000 | 14,394,000 | 12,876,000 |
| Equity capital | 6,865,000 | 6,761,000 | 6,655,000 | 6,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,345,000 | 3,501,000 | 4,658,000 |
| Interest expense | 453,000 | 854,000 | 1,224,000 | 1,581,000 |
| Net interest income | 740,000 | 1,491,000 | 2,277,000 | 3,077,000 |
| Noninterest income | 35,000 | 78,000 | 122,000 | 173,000 |
| Noninterest expense | 650,000 | 1,325,000 | 1,985,000 | 2,760,000 |
| Provision for loan losses | 34,000 | 34,000 | 34,000 | 34,000 |
| Pretax income | 91,000 | 210,000 | 380,000 | 456,000 |
| Income tax | 34,000 | 80,000 | 142,000 | 172,000 |
| Net income | 57,000 | 130,000 | 238,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,845,000 | 6,751,000 | 6,647,000 | 6,466,000 |
| Total capital | 7,586,000 | 7,454,000 | 7,350,000 | 7,103,000 |
| Risk-weighted assets | 59,284,000 | 61,905,000 | 64,532,000 | 69,178,000 |