Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 66,170,000 | 64,119,000 | 69,090,000 | 70,939,000 |
| Total loans | 46,456,000 | 49,463,000 | 49,376,000 | 55,443,000 |
| Allowance for loan losses | 700,000 | 706,000 | 714,000 | 711,000 |
| Securities available for sale | 5,110,000 | 5,142,000 | 9,189,000 | 5,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,770,000 | 54,683,000 | 59,541,000 | 61,432,000 |
| Interest-bearing deposits | 45,594,000 | 42,080,000 | 47,158,000 | 49,056,000 |
| Noninterest-bearing deposits | 11,176,000 | 12,603,000 | 12,383,000 | 12,376,000 |
| Equity capital | 6,496,000 | 6,585,000 | 6,708,000 | 6,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,505,000 | 3,787,000 | 5,070,000 |
| Interest expense | 535,000 | 1,043,000 | 1,560,000 | 2,065,000 |
| Net interest income | 715,000 | 1,462,000 | 2,227,000 | 3,005,000 |
| Noninterest income | 47,000 | 91,000 | 128,000 | 165,000 |
| Noninterest expense | 572,000 | 1,200,000 | 1,811,000 | 2,469,000 |
| Provision for loan losses | 24,000 | 39,000 | 47,000 | 57,000 |
| Pretax income | 166,000 | 314,000 | 497,000 | 642,000 |
| Income tax | 57,000 | 110,000 | 175,000 | 228,000 |
| Net income | 109,000 | 204,000 | 322,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,497,000 | 6,587,000 | 6,707,000 | 6,809,000 |
| Total capital | 7,123,000 | 7,239,000 | 7,369,000 | 7,520,000 |
| Risk-weighted assets | 50,012,000 | 52,071,000 | 52,881,000 | 57,181,000 |