Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,384,000 | 56,304,000 | 59,930,000 | 66,364,000 |
| Total loans | 44,253,000 | 46,808,000 | 43,901,000 | 46,478,000 |
| Allowance for loan losses | 518,000 | 585,000 | 623,000 | 678,000 |
| Securities available for sale | 4,909,000 | 4,943,000 | 6,013,000 | 5,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,539,000 | 48,165,000 | 51,453,000 | 56,871,000 |
| Interest-bearing deposits | 33,095,000 | 36,438,000 | 39,105,000 | 45,541,000 |
| Noninterest-bearing deposits | 11,444,000 | 11,727,000 | 12,348,000 | 11,330,000 |
| Equity capital | 5,766,000 | 5,979,000 | 6,214,000 | 6,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,981,000 | 3,128,000 | 4,314,000 |
| Interest expense | 274,000 | 617,000 | 1,027,000 | 1,490,000 |
| Net interest income | 646,000 | 1,364,000 | 2,101,000 | 2,824,000 |
| Noninterest income | 39,000 | 74,000 | 119,000 | 156,000 |
| Noninterest expense | 409,000 | 845,000 | 1,319,000 | 1,858,000 |
| Provision for loan losses | 53,000 | 120,000 | 179,000 | 236,000 |
| Pretax income | 223,000 | 473,000 | 722,000 | 886,000 |
| Income tax | 59,000 | 91,000 | 123,000 | 128,000 |
| Net income | 164,000 | 382,000 | 599,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,776,000 | 5,990,000 | 6,218,000 | 6,380,000 |
| Total capital | 6,294,000 | 6,575,000 | 6,789,000 | 6,993,000 |
| Risk-weighted assets | 44,373,000 | 47,076,000 | 45,593,000 | 48,956,000 |