Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 28,087,000 | 30,034,000 | 31,588,000 | 32,807,000 |
| Total loans | 20,502,000 | 21,671,000 | 24,967,000 | 26,360,000 |
| Allowance for loan losses | 145,000 | 172,000 | 213,000 | 284,000 |
| Securities available for sale | 3,778,000 | 4,771,000 | 4,295,000 | 4,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,980,000 | 24,932,000 | 26,425,000 | 27,637,000 |
| Interest-bearing deposits | 17,848,000 | 17,940,000 | 18,663,000 | 20,809,000 |
| Noninterest-bearing deposits | 5,132,000 | 6,992,000 | 7,762,000 | 6,828,000 |
| Equity capital | 5,072,000 | 5,060,000 | 5,094,000 | 5,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 719,000 | 1,149,000 | 1,639,000 |
| Interest expense | 49,000 | 112,000 | 181,000 | 261,000 |
| Net interest income | 298,000 | 607,000 | 968,000 | 1,378,000 |
| Noninterest income | 19,000 | 41,000 | 65,000 | 84,000 |
| Noninterest expense | 283,000 | 573,000 | 885,000 | 1,200,000 |
| Provision for loan losses | 44,000 | 71,000 | 112,000 | 183,000 |
| Pretax income | -10,000 | 4,000 | 36,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | 4,000 | 36,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,072,000 | 5,065,000 | 5,097,000 | 5,136,000 |
| Total capital | 5,217,000 | 5,237,000 | 5,310,000 | 5,420,000 |
| Risk-weighted assets | 21,054,000 | 22,612,000 | 25,348,000 | 27,055,000 |