Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 16,280,000 | 18,790,000 | 23,865,000 | 26,071,000 |
| Total loans | 10,501,000 | 12,613,000 | 16,249,000 | 17,869,000 |
| Allowance for loan losses | 62,000 | 81,000 | 105,000 | 125,000 |
| Securities available for sale | 2,732,000 | 3,744,000 | 3,739,000 | 3,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,040,000 | 13,614,000 | 18,744,000 | 20,960,000 |
| Interest-bearing deposits | 7,542,000 | 9,360,000 | 13,865,000 | 15,002,000 |
| Noninterest-bearing deposits | 3,498,000 | 4,254,000 | 4,879,000 | 5,958,000 |
| Equity capital | 5,221,000 | 5,156,000 | 5,091,000 | 5,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 416,000 | 697,000 | 1,022,000 |
| Interest expense | 22,000 | 53,000 | 91,000 | 139,000 |
| Net interest income | 156,000 | 363,000 | 606,000 | 883,000 |
| Noninterest income | 11,000 | 24,000 | 41,000 | 58,000 |
| Noninterest expense | 247,000 | 514,000 | 792,000 | 1,076,000 |
| Provision for loan losses | 23,000 | 42,000 | 66,000 | 86,000 |
| Pretax income | -103,000 | -169,000 | -211,000 | -221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -103,000 | -169,000 | -211,000 | -221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,221,000 | 5,155,000 | 5,092,000 | 5,082,000 |
| Total capital | 5,283,000 | 5,236,000 | 5,197,000 | 5,207,000 |
| Risk-weighted assets | 11,208,000 | 13,713,000 | 17,506,000 | 19,297,000 |