Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 10,615,000 | 12,618,000 |
| Total loans | 1,997,000 | 6,585,000 |
| Allowance for loan losses | 13,000 | 39,000 |
| Securities available for sale | 4,004,000 | 3,523,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 5,115,000 | 7,277,000 |
| Interest-bearing deposits | 3,656,000 | 4,673,000 |
| Noninterest-bearing deposits | 1,459,000 | 2,604,000 |
| Equity capital | 5,494,000 | 5,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 37,000 | 146,000 |
| Interest expense | 9,000 | 27,000 |
| Net interest income | 28,000 | 119,000 |
| Noninterest income | 1,000 | 7,000 |
| Noninterest expense | 523,000 | 763,000 |
| Provision for loan losses | 13,000 | 39,000 |
| Pretax income | -507,000 | -676,000 |
| Income tax | 0 | 0 |
| Net income | -507,000 | -676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 5,493,000 | 5,324,000 |
| Total capital | 5,506,000 | 5,365,000 |
| Risk-weighted assets | 3,065,000 | 7,574,000 |