Call reports 2022
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2022
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 408,907,000 | 476,801,000 | 464,053,000 | 461,368,000 |
| Total loans | 220,000,000 | 225,589,000 | 241,010,000 | 248,097,000 |
| Allowance for loan losses | 3,570,000 | 3,630,000 | 3,695,000 | 3,716,000 |
| Securities available for sale | 64,231,000 | 129,488,000 | 130,045,000 | 147,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,565,000 | 372,405,000 | 363,213,000 | 359,316,000 |
| Interest-bearing deposits | 244,881,000 | 244,726,000 | 240,255,000 | 242,851,000 |
| Noninterest-bearing deposits | 119,684,000 | 127,679,000 | 122,958,000 | 116,465,000 |
| Equity capital | 43,706,000 | 39,556,000 | 35,372,000 | 37,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,285,000 | 7,271,000 | 11,773,000 | 16,697,000 |
| Interest expense | 139,000 | 305,000 | 532,000 | 845,000 |
| Net interest income | 3,146,000 | 6,966,000 | 11,241,000 | 15,852,000 |
| Noninterest income | 515,000 | 1,278,000 | 1,954,000 | 2,761,000 |
| Noninterest expense | 2,647,000 | 5,479,000 | 8,345,000 | 11,645,000 |
| Provision for loan losses | 70,000 | 130,000 | 200,000 | 250,000 |
| Pretax income | 944,000 | 2,635,000 | 4,649,000 | 6,717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 944,000 | 2,635,000 | 4,649,000 | 6,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,908,000 | 47,087,000 | 48,478,000 | 48,488,000 |
| Total capital | 51,083,000 | 114,466,000 | 116,145,000 | 116,221,000 |
| Risk-weighted assets | 253,622,000 | 268,682,000 | 291,966,000 | 305,484,000 |