Call reports 2021
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2021
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 387,526,000 | 406,458,000 | 404,978,000 | 403,934,000 |
| Total loans | 240,260,000 | 237,576,000 | 228,883,000 | 228,170,000 |
| Allowance for loan losses | 3,329,000 | 3,395,000 | 3,381,000 | 3,505,000 |
| Securities available for sale | 36,374,000 | 39,117,000 | 47,729,000 | 66,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,084,000 | 353,292,000 | 354,759,000 | 356,384,000 |
| Interest-bearing deposits | 222,304,000 | 229,308,000 | 232,387,000 | 240,176,000 |
| Noninterest-bearing deposits | 112,780,000 | 123,984,000 | 122,372,000 | 116,208,000 |
| Equity capital | 46,166,000 | 46,603,000 | 48,907,000 | 47,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,662,000 | 7,190,000 | 11,277,000 | 14,858,000 |
| Interest expense | 284,000 | 535,000 | 727,000 | 872,000 |
| Net interest income | 3,378,000 | 6,655,000 | 10,550,000 | 13,986,000 |
| Noninterest income | 440,000 | 888,000 | 3,265,000 | 3,867,000 |
| Noninterest expense | 2,561,000 | 5,363,000 | 8,008,000 | 11,273,000 |
| Provision for loan losses | 100,000 | 200,000 | 700,000 | 875,000 |
| Pretax income | 1,173,000 | 1,996,000 | 5,126,000 | 5,723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,173,000 | 1,996,000 | 5,126,000 | 5,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,691,000 | 45,909,000 | 48,729,000 | 46,965,000 |
| Total capital | 48,709,000 | 48,955,000 | 51,864,000 | 50,171,000 |
| Risk-weighted assets | 241,105,000 | 243,342,000 | 250,538,000 | 256,176,000 |