Call reports 2019
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2019
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 323,853,000 | 326,552,000 | 321,185,000 | 334,893,000 |
| Total loans | 243,225,000 | 245,642,000 | 252,739,000 | 247,162,000 |
| Allowance for loan losses | 3,146,000 | 3,169,000 | 3,190,000 | 3,263,000 |
| Securities available for sale | 38,495,000 | 38,030,000 | 34,496,000 | 31,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,045,000 | 272,989,000 | 266,764,000 | 283,020,000 |
| Interest-bearing deposits | 199,766,000 | 203,034,000 | 198,309,000 | 208,363,000 |
| Noninterest-bearing deposits | 71,279,000 | 69,955,000 | 68,455,000 | 74,657,000 |
| Equity capital | 41,934,000 | 42,412,000 | 43,047,000 | 44,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,749,000 | 7,561,000 | 11,424,000 | 15,329,000 |
| Interest expense | 560,000 | 1,147,000 | 1,735,000 | 2,343,000 |
| Net interest income | 3,189,000 | 6,414,000 | 9,689,000 | 12,986,000 |
| Noninterest income | 462,000 | 1,059,000 | 1,484,000 | 2,180,000 |
| Noninterest expense | 2,587,000 | 5,375,000 | 8,118,000 | 10,964,000 |
| Provision for loan losses | 0 | 50,000 | 135,000 | 320,000 |
| Pretax income | 1,064,000 | 2,048,000 | 2,927,000 | 3,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,064,000 | 2,048,000 | 2,927,000 | 3,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,017,000 | 42,174,000 | 42,743,000 | 43,720,000 |
| Total capital | 45,163,000 | 45,343,000 | 45,933,000 | 46,975,000 |
| Risk-weighted assets | 311,540,000 | 260,203,000 | 260,203,000 | 260,413,000 |