Call reports 2018
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2018
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 303,173,000 | 303,679,000 | 309,974,000 | 314,264,000 |
| Total loans | 222,672,000 | 234,898,000 | 245,077,000 | 244,034,000 |
| Allowance for loan losses | 3,033,000 | 3,159,000 | 3,155,000 | 3,156,000 |
| Securities available for sale | 39,947,000 | 41,452,000 | 39,613,000 | 39,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,938,000 | 257,694,000 | 252,841,000 | 261,753,000 |
| Interest-bearing deposits | 193,505,000 | 186,410,000 | 185,007,000 | 193,054,000 |
| Noninterest-bearing deposits | 69,433,000 | 71,284,000 | 67,834,000 | 68,699,000 |
| Equity capital | 39,399,000 | 39,907,000 | 40,364,000 | 41,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,968,000 | 10,551,000 | 14,223,000 |
| Interest expense | 291,000 | 590,000 | 958,000 | 1,431,000 |
| Net interest income | 3,041,000 | 6,378,000 | 9,593,000 | 12,792,000 |
| Noninterest income | 456,000 | 926,000 | 1,358,000 | 1,845,000 |
| Noninterest expense | 2,638,000 | 5,196,000 | 7,781,000 | 10,451,000 |
| Provision for loan losses | 85,000 | 215,000 | 225,000 | 245,000 |
| Pretax income | 781,000 | 1,900,000 | 2,952,000 | 3,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 781,000 | 1,900,000 | 2,952,000 | 3,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,947,000 | 40,595,000 | 41,266,000 | 42,154,000 |
| Total capital | 42,980,000 | 43,754,000 | 44,421,000 | 45,310,000 |
| Risk-weighted assets | 286,366,000 | 305,275,000 | 318,153,000 | 308,240,000 |