Call reports 2017
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2017
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 287,897,000 | 286,040,000 | 291,003,000 | 295,243,000 |
| Total loans | 200,290,000 | 206,066,000 | 218,545,000 | 225,602,000 |
| Allowance for loan losses | 2,868,000 | 2,914,000 | 2,889,000 | 3,020,000 |
| Securities available for sale | 42,192,000 | 43,949,000 | 42,492,000 | 41,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,922,000 | 246,228,000 | 247,349,000 | 248,705,000 |
| Interest-bearing deposits | 180,481,000 | 179,092,000 | 178,789,000 | 179,422,000 |
| Noninterest-bearing deposits | 68,441,000 | 67,136,000 | 68,560,000 | 69,283,000 |
| Equity capital | 38,030,000 | 38,722,000 | 39,382,000 | 39,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,007,000 | 6,065,000 | 9,298,000 | 12,650,000 |
| Interest expense | 182,000 | 373,000 | 581,000 | 803,000 |
| Net interest income | 2,825,000 | 5,692,000 | 8,717,000 | 11,847,000 |
| Noninterest income | 477,000 | 1,007,000 | 1,486,000 | 1,909,000 |
| Noninterest expense | 2,488,000 | 4,915,000 | 7,504,000 | 10,174,000 |
| Provision for loan losses | 25,000 | 52,000 | 62,000 | 307,000 |
| Pretax income | 789,000 | 1,754,000 | 2,664,000 | 3,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 789,000 | 1,754,000 | 2,664,000 | 3,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,066,000 | 38,623,000 | 39,234,000 | 39,872,000 |
| Total capital | 40,934,000 | 41,537,000 | 42,123,000 | 42,892,000 |
| Risk-weighted assets | 266,408,000 | 271,028,000 | 284,005,000 | 290,956,000 |