Call reports 2016
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2016
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 295,511,000 | 285,926,000 | 281,787,000 | 286,187,000 |
| Total loans | 204,882,000 | 203,193,000 | 205,338,000 | 202,283,000 |
| Allowance for loan losses | 2,478,000 | 2,786,000 | 2,879,000 | 2,845,000 |
| Securities available for sale | 42,158,000 | 44,076,000 | 43,374,000 | 40,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,404,000 | 247,064,000 | 239,234,000 | 247,109,000 |
| Interest-bearing deposits | 182,779,000 | 178,251,000 | 172,408,000 | 175,610,000 |
| Noninterest-bearing deposits | 69,625,000 | 68,813,000 | 66,826,000 | 71,499,000 |
| Equity capital | 37,164,000 | 37,701,000 | 38,243,000 | 38,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,114,000 | 6,207,000 | 9,319,000 | 12,345,000 |
| Interest expense | 196,000 | 377,000 | 555,000 | 730,000 |
| Net interest income | 2,918,000 | 5,830,000 | 8,764,000 | 11,615,000 |
| Noninterest income | 480,000 | 981,000 | 1,479,000 | 1,903,000 |
| Noninterest expense | 2,488,000 | 5,040,000 | 7,489,000 | 9,916,000 |
| Provision for loan losses | 160,000 | 485,000 | 580,000 | 590,000 |
| Pretax income | 750,000 | 1,286,000 | 2,174,000 | 3,021,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 750,000 | 1,286,000 | 2,174,000 | 3,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,575,000 | 36,749,000 | 37,458,000 | 38,305,000 |
| Total capital | 39,053,000 | 39,536,000 | 40,337,000 | 41,150,000 |
| Risk-weighted assets | 277,504,000 | 275,484,000 | 272,033,000 | 266,712,000 |