Call reports 2015
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2015
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 303,029,000 | 293,729,000 | 296,879,000 | 293,135,000 |
| Total loans | 206,382,000 | 203,702,000 | 213,284,000 | 208,238,000 |
| Allowance for loan losses | 2,647,000 | 2,614,000 | 2,609,000 | 2,631,000 |
| Securities available for sale | 37,601,000 | 41,852,000 | 42,770,000 | 41,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,166,000 | 256,853,000 | 251,085,000 | 250,124,000 |
| Interest-bearing deposits | 195,163,000 | 187,058,000 | 180,384,000 | 177,377,000 |
| Noninterest-bearing deposits | 71,003,000 | 69,795,000 | 70,701,000 | 72,747,000 |
| Equity capital | 35,479,000 | 35,370,000 | 36,310,000 | 36,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,250,000 | 6,492,000 | 9,765,000 | 12,849,000 |
| Interest expense | 185,000 | 368,000 | 552,000 | 735,000 |
| Net interest income | 3,065,000 | 6,124,000 | 9,213,000 | 12,114,000 |
| Noninterest income | 362,000 | 728,000 | 1,208,000 | 1,719,000 |
| Noninterest expense | 2,409,000 | 4,817,000 | 7,320,000 | 10,016,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 60,000 |
| Pretax income | 1,008,000 | 2,015,000 | 3,071,000 | 3,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,008,000 | 2,015,000 | 3,071,000 | 3,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,959,000 | 35,283,000 | 35,985,000 | 36,673,000 |
| Total capital | 37,606,000 | 37,897,000 | 38,594,000 | 39,304,000 |
| Risk-weighted assets | 269,070,000 | 270,186,000 | 282,084,000 | 273,932,000 |