Call reports 2014
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2014
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 295,228,000 | 295,917,000 | 292,042,000 | 290,582,000 |
| Total loans | 201,857,000 | 203,044,000 | 209,495,000 | 209,686,000 |
| Allowance for loan losses | 2,750,000 | 2,835,000 | 2,814,000 | 2,641,000 |
| Securities available for sale | 37,260,000 | 37,859,000 | 38,728,000 | 38,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,645,000 | 260,998,000 | 255,800,000 | 253,715,000 |
| Interest-bearing deposits | 196,456,000 | 197,146,000 | 188,699,000 | 187,773,000 |
| Noninterest-bearing deposits | 65,189,000 | 63,852,000 | 67,101,000 | 65,942,000 |
| Equity capital | 32,332,000 | 33,452,000 | 34,326,000 | 35,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,270,000 | 7,142,000 | 10,576,000 | 14,058,000 |
| Interest expense | 218,000 | 431,000 | 635,000 | 833,000 |
| Net interest income | 3,052,000 | 6,711,000 | 9,941,000 | 13,225,000 |
| Noninterest income | 483,000 | 1,095,000 | 1,859,000 | 2,114,000 |
| Noninterest expense | 2,444,000 | 5,130,000 | 7,633,000 | 10,168,000 |
| Provision for loan losses | 10,000 | 10,000 | 30,000 | 40,000 |
| Pretax income | 1,081,000 | 2,666,000 | 4,155,000 | 5,149,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,081,000 | 2,666,000 | 4,155,000 | 5,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,439,000 | 33,232,000 | 34,094,000 | 35,088,000 |
| Total capital | 35,169,000 | 35,966,000 | 36,866,000 | 37,729,000 |
| Risk-weighted assets | 218,390,000 | 218,584,000 | 221,691,000 | 220,157,000 |