Call reports 2013
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2013
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 282,380,000 | 284,205,000 | 275,418,000 | 279,903,000 |
| Total loans | 193,052,000 | 198,890,000 | 196,706,000 | 192,226,000 |
| Allowance for loan losses | 2,996,000 | 3,019,000 | 3,316,000 | 2,741,000 |
| Securities available for sale | 33,259,000 | 30,538,000 | 33,351,000 | 35,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,001,000 | 251,146,000 | 242,273,000 | 246,650,000 |
| Interest-bearing deposits | 192,262,000 | 191,598,000 | 186,386,000 | 188,396,000 |
| Noninterest-bearing deposits | 57,739,000 | 59,548,000 | 55,887,000 | 58,254,000 |
| Equity capital | 31,239,000 | 31,015,000 | 31,170,000 | 31,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,681,000 | 9,974,000 | 13,234,000 |
| Interest expense | 285,000 | 531,000 | 768,000 | 993,000 |
| Net interest income | 3,033,000 | 6,150,000 | 9,206,000 | 12,241,000 |
| Noninterest income | 506,000 | 962,000 | 1,513,000 | 1,922,000 |
| Noninterest expense | 2,369,000 | 4,787,000 | 7,334,000 | 9,848,000 |
| Provision for loan losses | 10,000 | 35,000 | 430,000 | 515,000 |
| Pretax income | 1,160,000 | 2,290,000 | 2,955,000 | 3,800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,160,000 | 2,290,000 | 2,955,000 | 3,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,617,000 | 31,009,000 | 31,446,000 | 32,292,000 |
| Total capital | 33,253,000 | 33,701,000 | 34,089,000 | 34,914,000 |
| Risk-weighted assets | 210,510,000 | 215,007,000 | 210,736,000 | 209,637,000 |