Call reports 2012
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2012
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 256,396,000 | 263,996,000 | 259,261,000 | 269,842,000 |
| Total loans | 171,512,000 | 184,140,000 | 186,567,000 | 189,236,000 |
| Allowance for loan losses | 2,556,000 | 2,684,000 | 2,878,000 | 3,033,000 |
| Securities available for sale | 37,463,000 | 30,801,000 | 31,816,000 | 30,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,460,000 | 232,607,000 | 227,070,000 | 237,281,000 |
| Interest-bearing deposits | 177,515,000 | 178,826,000 | 179,403,000 | 183,557,000 |
| Noninterest-bearing deposits | 47,945,000 | 53,781,000 | 47,667,000 | 53,724,000 |
| Equity capital | 29,194,000 | 29,920,000 | 30,660,000 | 30,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,192,000 | 6,435,000 | 9,761,000 | 13,322,000 |
| Interest expense | 306,000 | 615,000 | 931,000 | 1,243,000 |
| Net interest income | 2,886,000 | 5,820,000 | 8,830,000 | 12,079,000 |
| Noninterest income | 404,000 | 851,000 | 1,299,000 | 1,718,000 |
| Noninterest expense | 2,107,000 | 4,342,000 | 6,567,000 | 9,159,000 |
| Provision for loan losses | 125,000 | 260,000 | 495,000 | 735,000 |
| Pretax income | 1,058,000 | 2,069,000 | 3,067,000 | 3,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,058,000 | 2,069,000 | 3,067,000 | 3,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,492,000 | 29,160,000 | 29,799,000 | 29,457,000 |
| Total capital | 30,883,000 | 31,692,000 | 32,345,000 | 32,052,000 |
| Risk-weighted assets | 191,150,000 | 202,421,000 | 203,384,000 | 207,202,000 |