Call reports 2010
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2010
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 240,857,000 | 232,772,000 | 230,483,000 | 233,810,000 |
| Total loans | 163,275,000 | 168,700,000 | 170,690,000 | 174,206,000 |
| Allowance for loan losses | 2,154,000 | 2,938,000 | 3,196,000 | 2,264,000 |
| Securities available for sale | 40,779,000 | 37,824,000 | 30,857,000 | 26,117,000 |
| Securities held to maturity | 5,000 | 5,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,418,000 | 203,322,000 | 201,546,000 | 204,408,000 |
| Interest-bearing deposits | 163,698,000 | 156,867,000 | 156,986,000 | 158,529,000 |
| Noninterest-bearing deposits | 46,720,000 | 46,455,000 | 44,560,000 | 45,879,000 |
| Equity capital | 26,059,000 | 26,339,000 | 26,971,000 | 27,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,211,000 | 6,411,000 | 9,558,000 | 12,631,000 |
| Interest expense | 507,000 | 911,000 | 1,289,000 | 1,648,000 |
| Net interest income | 2,704,000 | 5,500,000 | 8,269,000 | 10,983,000 |
| Noninterest income | 476,000 | 993,000 | 1,079,000 | 1,545,000 |
| Noninterest expense | 2,015,000 | 3,835,000 | 5,859,000 | 7,897,000 |
| Provision for loan losses | 590,000 | 1,545,000 | 1,842,000 | 2,107,000 |
| Pretax income | 575,000 | 1,113,000 | 1,730,000 | 2,607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 575,000 | 1,113,000 | 1,730,000 | 2,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,499,000 | 25,678,000 | 26,295,000 | 27,171,000 |
| Total capital | 27,653,000 | 27,931,000 | 28,552,000 | 29,435,000 |
| Risk-weighted assets | 176,575,000 | 179,592,000 | 179,637,000 | 182,555,000 |