Call reports 2009
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2009
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 255,497,000 | 247,519,000 | 242,879,000 | 245,439,000 |
| Total loans | 152,335,000 | 162,913,000 | 160,807,000 | 164,011,000 |
| Allowance for loan losses | 1,889,000 | 1,877,000 | 2,454,000 | 2,023,000 |
| Securities available for sale | 47,805,000 | 39,859,000 | 37,265,000 | 33,266,000 |
| Securities held to maturity | 10,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,026,000 | 205,883,000 | 205,708,000 | 210,537,000 |
| Interest-bearing deposits | 169,339,000 | 162,301,000 | 161,224,000 | 167,175,000 |
| Noninterest-bearing deposits | 41,687,000 | 43,582,000 | 44,484,000 | 43,362,000 |
| Equity capital | 24,548,000 | 24,597,000 | 25,458,000 | 26,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,731,000 | 10,287,000 | 13,557,000 |
| Interest expense | 774,000 | 1,494,000 | 2,181,000 | 2,802,000 |
| Net interest income | 2,542,000 | 5,237,000 | 8,106,000 | 10,755,000 |
| Noninterest income | 586,000 | 1,143,000 | 1,726,000 | 2,509,000 |
| Noninterest expense | 2,031,000 | 4,158,000 | 5,914,000 | 8,041,000 |
| Provision for loan losses | 101,000 | 248,000 | 893,000 | 1,059,000 |
| Pretax income | 996,000 | 1,974,000 | 3,027,000 | 4,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 996,000 | 1,974,000 | 3,027,000 | 4,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,062,000 | 24,050,000 | 24,565,000 | 25,706,000 |
| Total capital | 25,951,000 | 25,927,000 | 26,779,000 | 27,729,000 |
| Risk-weighted assets | 178,113,000 | 178,052,000 | 176,876,000 | 178,068,000 |