Call reports 2008
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2008
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 222,955,000 | 224,120,000 | 227,571,000 | 236,164,000 |
| Total loans | 149,719,000 | 150,409,000 | 153,292,000 | 149,938,000 |
| Allowance for loan losses | 2,231,000 | 2,353,000 | 2,167,000 | 2,134,000 |
| Securities available for sale | 43,853,000 | 54,780,000 | 52,977,000 | 44,858,000 |
| Securities held to maturity | 20,000 | 20,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,762,000 | 186,146,000 | 189,122,000 | 197,628,000 |
| Interest-bearing deposits | 144,332,000 | 147,647,000 | 152,570,000 | 156,388,000 |
| Noninterest-bearing deposits | 39,430,000 | 38,499,000 | 36,552,000 | 41,240,000 |
| Equity capital | 22,880,000 | 22,402,000 | 23,071,000 | 23,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,940,000 | 7,553,000 | 10,972,000 | 14,388,000 |
| Interest expense | 1,147,000 | 2,171,000 | 3,129,000 | 4,002,000 |
| Net interest income | 2,793,000 | 5,382,000 | 7,843,000 | 10,386,000 |
| Noninterest income | 489,000 | 1,031,000 | 1,553,000 | 2,324,000 |
| Noninterest expense | 1,780,000 | 3,452,000 | 5,227,000 | 7,265,000 |
| Provision for loan losses | 605,000 | 872,000 | 948,000 | 1,020,000 |
| Pretax income | 897,000 | 2,089,000 | 3,227,000 | 4,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 897,000 | 2,089,000 | 3,227,000 | 4,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,408,000 | 22,467,000 | 22,985,000 | 23,066,000 |
| Total capital | 24,395,000 | 24,481,000 | 25,030,000 | 25,125,000 |
| Risk-weighted assets | 158,736,000 | 160,745,000 | 163,456,000 | 164,623,000 |