Call reports 2007
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2007
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 210,219,000 | 210,440,000 | 211,310,000 | 217,787,000 |
| Total loans | 135,972,000 | 143,087,000 | 149,340,000 | 149,153,000 |
| Allowance for loan losses | 2,873,000 | 2,762,000 | 2,651,000 | 1,820,000 |
| Securities available for sale | 57,878,000 | 54,202,000 | 52,319,000 | 52,627,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,384,000 | 180,154,000 | 172,659,000 | 178,107,000 |
| Interest-bearing deposits | 143,436,000 | 141,579,000 | 136,270,000 | 140,980,000 |
| Noninterest-bearing deposits | 36,948,000 | 38,575,000 | 36,389,000 | 37,127,000 |
| Equity capital | 20,155,000 | 19,448,000 | 21,400,000 | 21,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,821,000 | 7,662,000 | 11,685,000 | 15,709,000 |
| Interest expense | 1,180,000 | 2,313,000 | 3,541,000 | 4,752,000 |
| Net interest income | 2,641,000 | 5,349,000 | 8,144,000 | 10,957,000 |
| Noninterest income | 417,000 | 915,000 | 1,413,000 | 1,920,000 |
| Noninterest expense | 1,477,000 | 3,195,000 | 4,718,000 | 6,457,000 |
| Provision for loan losses | 230,000 | 455,000 | 540,000 | 650,000 |
| Pretax income | 1,351,000 | 2,614,000 | 4,299,000 | 5,770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,351,000 | 2,614,000 | 4,299,000 | 5,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,104,000 | 21,209,000 | 22,141,000 | 21,511,000 |
| Total capital | 22,905,000 | 23,076,000 | 24,078,000 | 23,331,000 |
| Risk-weighted assets | 142,986,000 | 148,475,000 | 154,215,000 | 155,651,000 |