Call reports 2006
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2006
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 206,986,000 | 207,132,000 | 213,737,000 | 216,010,000 |
| Total loans | 122,015,000 | 126,534,000 | 133,371,000 | 134,336,000 |
| Allowance for loan losses | 2,056,000 | 2,238,000 | 2,452,000 | 2,658,000 |
| Securities available for sale | 70,308,000 | 67,761,000 | 67,130,000 | 58,376,000 |
| Securities held to maturity | 470,000 | 450,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,111,000 | 182,101,000 | 171,789,000 | 177,616,000 |
| Interest-bearing deposits | 151,773,000 | 147,582,000 | 137,014,000 | 142,727,000 |
| Noninterest-bearing deposits | 35,338,000 | 34,519,000 | 34,775,000 | 34,889,000 |
| Equity capital | 18,807,000 | 17,928,000 | 19,595,000 | 18,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,237,000 | 6,657,000 | 10,304,000 | 13,908,000 |
| Interest expense | 822,000 | 1,750,000 | 2,861,000 | 4,084,000 |
| Net interest income | 2,415,000 | 4,907,000 | 7,443,000 | 9,824,000 |
| Noninterest income | 417,000 | 931,000 | 1,374,000 | 1,799,000 |
| Noninterest expense | 1,235,000 | 2,526,000 | 3,828,000 | 5,242,000 |
| Provision for loan losses | 150,000 | 450,000 | 685,000 | 915,000 |
| Pretax income | 1,447,000 | 2,862,000 | 4,304,000 | 5,467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,460,000 | 2,875,000 | 4,317,000 | 5,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,662,000 | 20,448,000 | 20,781,000 | 19,753,000 |
| Total capital | 22,306,000 | 22,137,000 | 22,715,000 | 21,560,000 |
| Risk-weighted assets | 131,101,000 | 134,610,000 | 154,187,000 | 143,731,000 |