Call reports 2002
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2002
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 137,746,000 | 138,486,000 | 144,514,000 | 156,242,000 |
| Total loans | 53,347,000 | 56,625,000 | 65,439,000 | 67,830,000 |
| Allowance for loan losses | 1,132,000 | 1,146,000 | 1,267,000 | 1,488,000 |
| Securities available for sale | 62,903,000 | 57,284,000 | 59,333,000 | 61,904,000 |
| Securities held to maturity | 10,475,000 | 10,377,000 | 10,011,000 | 9,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,987,000 | 118,913,000 | 118,385,000 | 135,755,000 |
| Interest-bearing deposits | 95,588,000 | 95,321,000 | 96,187,000 | 111,065,000 |
| Noninterest-bearing deposits | 24,399,000 | 23,592,000 | 22,198,000 | 24,690,000 |
| Equity capital | 16,019,000 | 17,872,000 | 19,431,000 | 18,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,649,000 | 7,041,000 | 9,527,000 |
| Interest expense | 723,000 | 1,410,000 | 2,075,000 | 2,782,000 |
| Net interest income | 1,548,000 | 3,239,000 | 4,966,000 | 6,745,000 |
| Noninterest income | 354,000 | 724,000 | 1,046,000 | 1,289,000 |
| Noninterest expense | 1,026,000 | 2,097,000 | 3,154,000 | 4,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 876,000 | 1,957,000 | 3,013,000 | 3,937,000 |
| Income tax | -25,000 | -9,000 | 9,000 | 24,000 |
| Net income | 901,000 | 1,966,000 | 3,004,000 | 3,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,279,000 | 16,811,000 | 17,531,000 | 16,516,000 |
| Total capital | 17,149,000 | 17,710,000 | 18,525,000 | 17,570,000 |
| Risk-weighted assets | 69,300,000 | 71,682,000 | 79,245,000 | 83,896,000 |