Call reports 2001
FARMERS-MERCHANTS BANK & TRUST COMPANY — 2001
What FARMERS-MERCHANTS BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,386,000 | 130,197,000 | 129,198,000 | 131,451,000 |
| Total loans | 49,605,000 | 50,087,000 | 49,478,000 | 50,509,000 |
| Allowance for loan losses | 1,034,000 | 1,094,000 | 1,194,000 | 1,159,000 |
| Securities available for sale | 43,850,000 | 54,846,000 | 57,615,000 | 61,022,000 |
| Securities held to maturity | 11,586,000 | 11,463,000 | 11,464,000 | 11,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,649,000 | 107,463,000 | 104,697,000 | 108,792,000 |
| Interest-bearing deposits | 71,991,000 | 83,286,000 | 80,658,000 | 84,979,000 |
| Noninterest-bearing deposits | 27,658,000 | 24,177,000 | 24,039,000 | 23,813,000 |
| Equity capital | 20,813,000 | 21,107,000 | 22,677,000 | 15,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,206,000 | 4,435,000 | 6,729,000 | 9,009,000 |
| Interest expense | 769,000 | 1,517,000 | 2,326,000 | 3,101,000 |
| Net interest income | 1,437,000 | 2,918,000 | 4,403,000 | 5,908,000 |
| Noninterest income | 217,000 | 514,000 | 796,000 | 1,351,000 |
| Noninterest expense | 1,050,000 | 1,969,000 | 2,988,000 | 4,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 604,000 | 1,502,000 | 2,250,000 | 3,145,000 |
| Income tax | 109,000 | 282,000 | 441,000 | 1,213,000 |
| Net income | 495,000 | 1,220,000 | 1,809,000 | 1,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,596,000 | 21,170,000 | 21,759,000 | 15,377,000 |
| Total capital | 21,408,000 | 22,006,000 | 22,572,000 | 16,196,000 |
| Risk-weighted assets | 64,756,000 | 66,611,000 | 64,670,000 | 65,216,000 |