Call reports 2007
PROGRESS BANK OF MISSOURI — 2007
What PROGRESS BANK OF MISSOURI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 185,637,000 | 179,708,000 | 197,444,000 | 202,049,000 |
| Total loans | 144,578,000 | 137,070,000 | 138,614,000 | 138,235,000 |
| Allowance for loan losses | 2,073,000 | 1,715,000 | 1,651,000 | 1,667,000 |
| Securities available for sale | 18,800,000 | 20,963,000 | 20,375,000 | 28,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,089,000 | 153,311,000 | 159,500,000 | 158,665,000 |
| Interest-bearing deposits | 147,168,000 | 141,328,000 | 147,388,000 | 147,416,000 |
| Noninterest-bearing deposits | 10,921,000 | 11,983,000 | 12,112,000 | 11,249,000 |
| Equity capital | 15,805,000 | 15,704,000 | 25,936,000 | 31,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,084,000 | 6,158,000 | 509,000 | 3,580,000 |
| Interest expense | 1,762,000 | 3,501,000 | 273,000 | 2,106,000 |
| Net interest income | 1,322,000 | 2,657,000 | 236,000 | 1,474,000 |
| Noninterest income | 253,000 | 549,000 | 31,000 | 433,000 |
| Noninterest expense | 1,274,000 | 2,680,000 | 250,000 | 1,572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 525,000 | 17,000 | 335,000 |
| Income tax | 104,000 | 201,000 | 6,000 | 135,000 |
| Net income | 196,000 | 324,000 | 11,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,829,000 | 15,949,000 | 15,089,000 | 15,682,000 |
| Total capital | 17,569,000 | 17,623,000 | 16,740,000 | 17,349,000 |
| Risk-weighted assets | 138,877,000 | 133,908,000 | 136,352,000 | 136,170,000 |