Call reports 2006
PROGRESS BANK OF MISSOURI — 2006
What PROGRESS BANK OF MISSOURI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 204,599,000 | 192,609,000 | 190,005,000 | 187,706,000 |
| Total loans | 166,165,000 | 165,778,000 | 157,798,000 | 148,466,000 |
| Allowance for loan losses | 2,098,000 | 1,976,000 | 2,269,000 | 2,074,000 |
| Securities available for sale | 11,582,000 | 11,306,000 | 11,414,000 | 11,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,130,000 | 162,197,000 | 162,766,000 | 160,411,000 |
| Interest-bearing deposits | 162,686,000 | 151,384,000 | 151,691,000 | 148,469,000 |
| Noninterest-bearing deposits | 10,444,000 | 10,813,000 | 11,075,000 | 11,942,000 |
| Equity capital | 15,118,000 | 15,219,000 | 15,486,000 | 15,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,500,000 | 9,758,000 | 12,948,000 |
| Interest expense | 1,710,000 | 3,413,000 | 5,196,000 | 7,010,000 |
| Net interest income | 1,523,000 | 3,087,000 | 4,562,000 | 5,938,000 |
| Noninterest income | 334,000 | 600,000 | 901,000 | 1,168,000 |
| Noninterest expense | 1,408,000 | 2,995,000 | 4,219,000 | 5,651,000 |
| Provision for loan losses | 40,000 | 40,000 | 285,000 | 425,000 |
| Pretax income | 409,000 | 652,000 | 959,000 | 1,030,000 |
| Income tax | 137,000 | 199,000 | 315,000 | 323,000 |
| Net income | 272,000 | 453,000 | 644,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,188,000 | 15,355,000 | 15,557,000 | 15,639,000 |
| Total capital | 17,138,000 | 17,292,000 | 17,429,000 | 17,413,000 |
| Risk-weighted assets | 155,839,000 | 154,892,000 | 149,401,000 | 141,624,000 |