Call reports 2005
PROGRESS BANK OF MISSOURI — 2005
What PROGRESS BANK OF MISSOURI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 142,280,000 | 166,511,000 | 179,654,000 | 198,253,000 |
| Total loans | 123,381,000 | 144,225,000 | 157,816,000 | 170,470,000 |
| Allowance for loan losses | 1,438,000 | 1,477,000 | 1,602,000 | 2,520,000 |
| Securities available for sale | 6,748,000 | 8,162,000 | 8,253,000 | 8,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,094,000 | 135,918,000 | 146,021,000 | 158,136,000 |
| Interest-bearing deposits | 106,594,000 | 124,207,000 | 135,930,000 | 147,752,000 |
| Noninterest-bearing deposits | 10,500,000 | 11,711,000 | 10,091,000 | 10,384,000 |
| Equity capital | 13,641,000 | 14,062,000 | 15,435,000 | 14,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,552,000 | 7,315,000 | 10,277,000 |
| Interest expense | 722,000 | 1,622,000 | 2,783,000 | 4,214,000 |
| Net interest income | 1,414,000 | 2,930,000 | 4,532,000 | 6,063,000 |
| Noninterest income | 287,000 | 557,000 | 946,000 | 1,330,000 |
| Noninterest expense | 976,000 | 2,020,000 | 3,261,000 | 4,526,000 |
| Provision for loan losses | 107,000 | 242,000 | 382,000 | 1,954,000 |
| Pretax income | 618,000 | 1,232,000 | 1,842,000 | 920,000 |
| Income tax | 223,000 | 440,000 | 654,000 | 289,000 |
| Net income | 395,000 | 792,000 | 1,188,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,672,000 | 14,072,000 | 15,469,000 | 14,913,000 |
| Total capital | 15,036,000 | 15,549,000 | 17,071,000 | 16,843,000 |
| Risk-weighted assets | 110,211,000 | 129,487,000 | 141,815,000 | 154,671,000 |