Call reports 2004
PROGRESS BANK OF MISSOURI — 2004
What PROGRESS BANK OF MISSOURI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 112,617,000 | 119,305,000 | 129,034,000 | 136,720,000 |
| Total loans | 98,369,000 | 105,921,000 | 112,793,000 | 120,574,000 |
| Allowance for loan losses | 980,000 | 1,070,000 | 1,201,000 | 1,320,000 |
| Securities available for sale | 4,655,000 | 4,438,000 | 4,767,000 | 6,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,161,000 | 98,317,000 | 108,069,000 | 112,935,000 |
| Interest-bearing deposits | 85,134,000 | 89,749,000 | 99,471,000 | 104,446,000 |
| Noninterest-bearing deposits | 7,027,000 | 8,568,000 | 8,598,000 | 8,489,000 |
| Equity capital | 9,139,000 | 9,617,000 | 10,493,000 | 11,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,547,000 | 5,490,000 | 7,560,000 |
| Interest expense | 504,000 | 1,027,000 | 1,622,000 | 2,295,000 |
| Net interest income | 1,243,000 | 2,520,000 | 3,868,000 | 5,265,000 |
| Noninterest income | 222,000 | 525,000 | 776,000 | 1,018,000 |
| Noninterest expense | 900,000 | 1,842,000 | 2,830,000 | 3,837,000 |
| Provision for loan losses | 95,000 | 243,000 | 382,000 | 533,000 |
| Pretax income | 479,000 | 969,000 | 1,441,000 | 1,922,000 |
| Income tax | 181,000 | 363,000 | 515,000 | 668,000 |
| Net income | 298,000 | 606,000 | 926,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,101,000 | 9,635,000 | 10,480,000 | 11,287,000 |
| Total capital | 10,086,000 | 10,705,000 | 11,681,000 | 12,602,000 |
| Risk-weighted assets | 89,137,000 | 93,633,000 | 98,675,000 | 105,721,000 |