Call reports 2003
PROGRESS BANK OF MISSOURI — 2003
What PROGRESS BANK OF MISSOURI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 88,729,000 | 96,790,000 | 100,608,000 | 105,706,000 |
| Total loans | 71,743,000 | 79,452,000 | 84,602,000 | 89,600,000 |
| Allowance for loan losses | 753,000 | 800,000 | 873,000 | 905,000 |
| Securities available for sale | 6,355,000 | 5,652,000 | 6,022,000 | 6,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,979,000 | 80,673,000 | 84,208,000 | 88,644,000 |
| Interest-bearing deposits | 62,689,000 | 65,948,000 | 68,211,000 | 72,779,000 |
| Noninterest-bearing deposits | 12,290,000 | 14,725,000 | 15,997,000 | 15,865,000 |
| Equity capital | 7,128,000 | 7,796,000 | 8,056,000 | 8,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,480,000 | 3,023,000 | 4,667,000 | 6,319,000 |
| Interest expense | 515,000 | 992,000 | 1,485,000 | 1,978,000 |
| Net interest income | 965,000 | 2,031,000 | 3,182,000 | 4,341,000 |
| Noninterest income | 230,000 | 486,000 | 754,000 | 984,000 |
| Noninterest expense | 740,000 | 1,572,000 | 2,438,000 | 3,361,000 |
| Provision for loan losses | 95,000 | 195,000 | 290,000 | 335,000 |
| Pretax income | 378,000 | 780,000 | 1,238,000 | 1,659,000 |
| Income tax | 142,000 | 288,000 | 461,000 | 616,000 |
| Net income | 236,000 | 492,000 | 777,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,097,000 | 7,753,000 | 8,038,000 | 8,803,000 |
| Total capital | 7,850,000 | 8,561,000 | 8,911,000 | 9,708,000 |
| Risk-weighted assets | 63,766,000 | 72,374,000 | 77,275,000 | 81,189,000 |