Call reports 2002
PROGRESS BANK OF MISSOURI — 2002
What PROGRESS BANK OF MISSOURI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,242,000 | 79,816,000 | 81,013,000 | 85,674,000 |
| Total loans | 55,644,000 | 60,831,000 | 66,607,000 | 69,201,000 |
| Allowance for loan losses | 606,000 | 653,000 | 712,000 | 716,000 |
| Securities available for sale | 6,482,000 | 6,316,000 | 6,729,000 | 8,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,434,000 | 65,611,000 | 66,701,000 | 71,205,000 |
| Interest-bearing deposits | 51,947,000 | 60,737,000 | 62,205,000 | 66,403,000 |
| Noninterest-bearing deposits | 4,487,000 | 4,874,000 | 4,496,000 | 4,802,000 |
| Equity capital | 5,191,000 | 6,470,000 | 6,671,000 | 6,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,756,000 | 4,248,000 | 5,790,000 |
| Interest expense | 567,000 | 1,100,000 | 1,669,000 | 2,212,000 |
| Net interest income | 761,000 | 1,656,000 | 2,579,000 | 3,578,000 |
| Noninterest income | 129,000 | 285,000 | 464,000 | 695,000 |
| Noninterest expense | 621,000 | 1,293,000 | 2,029,000 | 2,872,000 |
| Provision for loan losses | 30,000 | 88,000 | 163,000 | 227,000 |
| Pretax income | 243,000 | 565,000 | 855,000 | 1,181,000 |
| Income tax | 88,000 | 201,000 | 305,000 | 420,000 |
| Net income | 155,000 | 364,000 | 550,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 6,463,000 | 6,652,000 | 6,861,000 |
| Total capital | 5,857,000 | 7,126,000 | 7,364,000 | 7,577,000 |
| Risk-weighted assets | 47,939,000 | 54,077,000 | 58,105,000 | 61,515,000 |