Call reports 2007
SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION — 2007
What SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,070,179,000 | 975,844,000 | 868,595,000 | 942,928,000 |
| Total loans | 294,515,000 | 265,171,000 | 392,566,000 | 467,889,000 |
| Allowance for loan losses | 1,320,000 | 1,231,000 | 5,940,000 | 7,634,000 |
| Securities available for sale | 129,109,000 | 120,917,000 | 115,033,000 | 222,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,890,000 | 910,661,000 | 802,666,000 | 762,229,000 |
| Interest-bearing deposits | 909,868,000 | 785,676,000 | 659,801,000 | 579,630,000 |
| Noninterest-bearing deposits | 96,022,000 | 124,985,000 | 142,865,000 | 182,599,000 |
| Equity capital | 61,039,000 | 62,207,000 | 62,146,000 | 64,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,135,000 | 27,852,000 | 40,821,000 | 52,411,000 |
| Interest expense | 10,715,000 | 21,140,000 | 29,817,000 | 36,449,000 |
| Net interest income | 3,420,000 | 6,712,000 | 11,004,000 | 15,962,000 |
| Noninterest income | 58,000 | 110,000 | 168,000 | 219,000 |
| Noninterest expense | 683,000 | 1,379,000 | 2,170,000 | 2,771,000 |
| Provision for loan losses | 0 | 0 | 4,706,000 | 6,363,000 |
| Pretax income | 2,795,000 | 5,443,000 | 4,296,000 | 7,047,000 |
| Income tax | 978,000 | 1,905,000 | 1,503,000 | 2,516,000 |
| Net income | 1,817,000 | 3,538,000 | 2,793,000 | 4,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,067,000 | 55,850,000 | 55,164,000 | 57,027,000 |
| Total capital | 55,387,000 | 57,081,000 | 59,758,000 | 61,794,000 |
| Risk-weighted assets | 440,682,000 | 400,166,000 | 366,206,000 | 378,505,000 |