Call reports 2006
SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION — 2006
What SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 880,762,000 | 927,096,000 | 869,658,000 | 882,309,000 |
| Total loans | 184,708,000 | 391,120,000 | 353,007,000 | 319,294,000 |
| Allowance for loan losses | 1,254,000 | 1,277,000 | 1,293,000 | 1,306,000 |
| Securities available for sale | 148,285,000 | 136,333,000 | 129,069,000 | 134,168,000 |
| Securities held to maturity | 12,187,000 | 12,156,000 | 12,126,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 826,183,000 | 871,078,000 | 810,542,000 | 819,486,000 |
| Interest-bearing deposits | 732,821,000 | 758,534,000 | 676,865,000 | 745,611,000 |
| Noninterest-bearing deposits | 93,362,000 | 112,544,000 | 133,677,000 | 73,875,000 |
| Equity capital | 51,138,000 | 52,711,000 | 56,038,000 | 58,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,292,000 | 21,393,000 | 33,619,000 | 3,994,000 |
| Interest expense | 6,927,000 | 15,183,000 | 23,276,000 | 3,030,000 |
| Net interest income | 2,365,000 | 6,210,000 | 10,343,000 | 964,000 |
| Noninterest income | 65,000 | 126,000 | 191,000 | 16,000 |
| Noninterest expense | 680,000 | 1,357,000 | 1,990,000 | 285,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 0 |
| Pretax income | 1,750,000 | 4,779,000 | 8,344,000 | 695,000 |
| Income tax | 670,000 | 1,829,000 | 3,194,000 | 266,000 |
| Net income | 1,080,000 | 2,950,000 | 5,150,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,327,000 | 55,197,000 | 57,397,000 | 51,571,000 |
| Total capital | 54,582,000 | 56,474,000 | 58,693,000 | 52,877,000 |
| Risk-weighted assets | 242,505,000 | 480,385,000 | 442,472,000 | 419,810,000 |