Call reports 2005
SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION — 2005
What SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 526,851,000 | 496,077,000 | 492,144,000 | 711,354,000 |
| Total loans | 271,891,000 | 234,442,000 | 215,807,000 | 197,502,000 |
| Allowance for loan losses | 1,319,000 | 1,241,000 | 1,248,000 | 1,220,000 |
| Securities available for sale | 77,028,000 | 193,983,000 | 172,617,000 | 158,638,000 |
| Securities held to maturity | 10,326,000 | 10,265,000 | 12,247,000 | 12,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,646,000 | 448,443,000 | 451,763,000 | 669,430,000 |
| Interest-bearing deposits | 437,195,000 | 397,095,000 | 399,880,000 | 631,361,000 |
| Noninterest-bearing deposits | 49,451,000 | 51,348,000 | 51,883,000 | 38,069,000 |
| Equity capital | 36,781,000 | 38,264,000 | 37,952,000 | 38,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,187,000 | 10,653,000 | 15,860,000 | 21,919,000 |
| Interest expense | 2,988,000 | 5,882,000 | 8,922,000 | 13,100,000 |
| Net interest income | 2,199,000 | 4,771,000 | 6,938,000 | 8,819,000 |
| Noninterest income | 61,000 | 116,000 | 177,000 | 232,000 |
| Noninterest expense | 620,000 | 1,233,000 | 1,814,000 | 2,385,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,590,000 | 3,604,000 | 5,251,000 | 6,616,000 |
| Income tax | 675,000 | 1,531,000 | 2,230,000 | 2,810,000 |
| Net income | 915,000 | 2,073,000 | 3,021,000 | 3,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,356,000 | 38,514,000 | 39,462,000 | 40,247,000 |
| Total capital | 38,679,000 | 39,761,000 | 40,714,000 | 41,470,000 |
| Risk-weighted assets | 203,602,000 | 183,430,000 | 175,212,000 | 212,973,000 |