Call reports 2004
SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION — 2004
What SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 462,479,000 | 446,776,000 | 477,392,000 | 523,267,000 |
| Total loans | 267,762,000 | 237,886,000 | 307,740,000 | 289,643,000 |
| Allowance for loan losses | 1,177,000 | 1,243,000 | 1,285,000 | 1,304,000 |
| Securities available for sale | 114,399,000 | 98,021,000 | 89,943,000 | 82,778,000 |
| Securities held to maturity | 5,870,000 | 5,854,000 | 10,371,000 | 10,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,896,000 | 409,874,000 | 438,959,000 | 484,174,000 |
| Interest-bearing deposits | 367,112,000 | 354,501,000 | 387,282,000 | 434,119,000 |
| Noninterest-bearing deposits | 56,784,000 | 55,373,000 | 51,677,000 | 50,055,000 |
| Equity capital | 34,276,000 | 33,954,000 | 35,531,000 | 36,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,806,000 | 8,997,000 | 13,560,000 | 18,559,000 |
| Interest expense | 2,058,000 | 4,019,000 | 6,146,000 | 8,928,000 |
| Net interest income | 2,748,000 | 4,978,000 | 7,414,000 | 9,631,000 |
| Noninterest income | 71,000 | 146,000 | 216,000 | 280,000 |
| Noninterest expense | 568,000 | 1,129,000 | 1,723,000 | 2,340,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,176,000 | 3,845,000 | 5,682,000 | 7,271,000 |
| Income tax | 924,000 | 1,633,000 | 2,413,000 | 3,088,000 |
| Net income | 1,252,000 | 2,212,000 | 3,269,000 | 4,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,510,000 | 34,470,000 | 35,527,000 | 36,441,000 |
| Total capital | 34,694,000 | 35,717,000 | 36,818,000 | 37,750,000 |
| Risk-weighted assets | 205,212,000 | 188,464,000 | 210,761,000 | 211,163,000 |