Call reports 2003
SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION — 2003
What SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 430,577,000 | 503,892,000 | 508,938,000 | 486,695,000 |
| Total loans | 177,927,000 | 157,108,000 | 310,909,000 | 287,704,000 |
| Allowance for loan losses | 838,000 | 895,000 | 1,074,000 | 1,204,000 |
| Securities available for sale | 138,549,000 | 149,340,000 | 129,593,000 | 119,323,000 |
| Securities held to maturity | 5,433,000 | 5,382,000 | 6,073,000 | 5,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,108,000 | 469,305,000 | 474,509,000 | 451,257,000 |
| Interest-bearing deposits | 321,269,000 | 403,999,000 | 406,637,000 | 384,569,000 |
| Noninterest-bearing deposits | 74,839,000 | 65,306,000 | 67,872,000 | 66,688,000 |
| Equity capital | 30,338,000 | 31,040,000 | 31,314,000 | 32,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,976,000 | 8,332,000 | 12,747,000 | 17,981,000 |
| Interest expense | 1,891,000 | 4,119,000 | 6,350,000 | 8,497,000 |
| Net interest income | 2,085,000 | 4,213,000 | 6,397,000 | 9,484,000 |
| Noninterest income | 78,000 | 152,000 | 232,000 | 309,000 |
| Noninterest expense | 606,000 | 1,187,000 | 1,799,000 | 2,464,000 |
| Provision for loan losses | 250,000 | 400,000 | 700,000 | 1,000,000 |
| Pretax income | 1,307,000 | 2,778,000 | 4,130,000 | 6,329,000 |
| Income tax | 555,000 | 1,180,000 | 1,754,000 | 2,688,000 |
| Net income | 752,000 | 1,598,000 | 2,376,000 | 3,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,369,000 | 30,215,000 | 30,993,000 | 32,258,000 |
| Total capital | 30,215,000 | 31,119,000 | 32,075,000 | 33,467,000 |
| Risk-weighted assets | 192,765,000 | 195,102,000 | 237,290,000 | 220,464,000 |