Call reports 2002
SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION — 2002
What SUPERIOR SAVINGS OF NEW ENGLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 472,405,000 | 446,014,000 | 347,162,000 | 356,706,000 |
| Total loans | 131,426,000 | 220,080,000 | 206,065,000 | 188,674,000 |
| Allowance for loan losses | 497,000 | 550,000 | 617,000 | 630,000 |
| Securities available for sale | 78,930,000 | 97,458,000 | 88,982,000 | 57,080,000 |
| Securities held to maturity | 5,608,000 | 5,590,000 | 5,577,000 | 5,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,141,000 | 415,009,000 | 314,614,000 | 324,122,000 |
| Interest-bearing deposits | 273,183,000 | 275,056,000 | 276,058,000 | 282,592,000 |
| Noninterest-bearing deposits | 174,958,000 | 139,953,000 | 38,556,000 | 41,530,000 |
| Equity capital | 21,092,000 | 27,016,000 | 27,887,000 | 29,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,792,000 | 8,682,000 | 13,744,000 | 18,319,000 |
| Interest expense | 2,282,000 | 4,579,000 | 6,769,000 | 8,662,000 |
| Net interest income | 1,510,000 | 4,103,000 | 6,975,000 | 9,657,000 |
| Noninterest income | 82,000 | 153,000 | 232,000 | 308,000 |
| Noninterest expense | 687,000 | 1,415,000 | 2,022,000 | 2,534,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 845,000 | 2,721,000 | 5,005,000 | 7,191,000 |
| Income tax | 359,000 | 1,156,000 | 2,126,000 | 3,054,000 |
| Net income | 486,000 | 1,565,000 | 2,879,000 | 4,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,966,000 | 26,045,000 | 27,359,000 | 28,617,000 |
| Total capital | 21,463,000 | 26,598,000 | 27,984,000 | 29,254,000 |
| Risk-weighted assets | 133,711,000 | 214,629,000 | 181,388,000 | 173,235,000 |