Call reports 2016
CORNERSTONE COMMUNITY BANK — 2016
What CORNERSTONE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 247,621,000 |
| Total loans | 192,062,000 |
| Allowance for loan losses | 1,957,000 |
| Securities available for sale | 30,982,000 |
| Securities held to maturity | 141,000 |
| Trading assets | 0 |
| Total deposits | 207,289,000 |
| Interest-bearing deposits | 120,961,000 |
| Noninterest-bearing deposits | 86,328,000 |
| Equity capital | 28,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 2,465,000 |
| Interest expense | 159,000 |
| Net interest income | 2,306,000 |
| Noninterest income | 213,000 |
| Noninterest expense | 1,584,000 |
| Provision for loan losses | 130,000 |
| Pretax income | 805,000 |
| Income tax | 247,000 |
| Net income | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 25,597,000 |
| Total capital | 27,554,000 |
| Risk-weighted assets | 219,718,000 |