Call reports 2002

CORNERSTONE COMMUNITY BANK — 2002

Name: CORNERSTONE COMMUNITY BANK — FFIEC call report 2002
Creator: CORNERSTONE COMMUNITY BANK

What CORNERSTONE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ff616608-bf76-4f98-80e3-b0dd44193cb7/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	76,720,000	82,118,000	94,527,000	100,976,000
Total loans	59,743,000	64,238,000	74,155,000	82,024,000
Allowance for loan losses	737,000	802,000	938,000	997,000
Securities available for sale	4,740,000	3,465,000	2,449,000	1,325,000
Securities held to maturity	0	1,000,000	1,000,000	0
Trading assets	0	0	0	0
Total deposits	64,921,000	72,043,000	75,993,000	77,027,000
Interest-bearing deposits	58,516,000	63,222,000	63,314,000	68,479,000
Noninterest-bearing deposits	6,405,000	8,821,000	12,679,000	8,548,000
Equity capital	5,978,000	6,188,000	9,098,000	12,516,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,127,000	2,354,000	3,697,000	5,106,000
Interest expense	504,000	989,000	1,474,000	1,959,000
Net interest income	623,000	1,365,000	2,223,000	3,147,000
Noninterest income	111,000	206,000	328,000	479,000
Noninterest expense	490,000	1,009,000	1,587,000	2,085,000
Provision for loan losses	66,000	131,000	267,000	437,000
Pretax income	178,000	431,000	720,000	1,127,000
Income tax	67,000	162,000	271,000	424,000
Net income	111,000	269,000	449,000	703,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	6,010,000	6,168,000	9,085,000	12,505,000
Total capital	6,747,000	6,970,000	10,021,000	13,502,000
Risk-weighted assets	63,692,000	66,606,000	74,881,000	82,261,000