Call reports 2006
PARAGON BANK & TRUST — 2006
What PARAGON BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,240,000 | 99,008,000 | 94,413,000 | 98,820,000 |
| Total loans | 87,449,000 | 83,520,000 | 82,476,000 | 82,784,000 |
| Allowance for loan losses | 1,330,000 | 1,214,000 | 1,317,000 | 1,298,000 |
| Securities available for sale | 3,679,000 | 3,672,000 | 2,694,000 | 2,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,010,000 | 83,610,000 | 78,982,000 | 84,288,000 |
| Interest-bearing deposits | 83,528,000 | 76,218,000 | 73,247,000 | 77,160,000 |
| Noninterest-bearing deposits | 7,482,000 | 7,392,000 | 5,735,000 | 7,128,000 |
| Equity capital | 11,137,000 | 11,191,000 | 11,073,000 | 11,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,739,000 | 5,507,000 | 7,328,000 |
| Interest expense | 802,000 | 1,643,000 | 2,551,000 | 3,497,000 |
| Net interest income | 1,075,000 | 2,096,000 | 2,956,000 | 3,831,000 |
| Noninterest income | 281,000 | 593,000 | 1,054,000 | 1,483,000 |
| Noninterest expense | 996,000 | 1,939,000 | 2,923,000 | 3,904,000 |
| Provision for loan losses | -46,000 | -120,000 | 49,000 | 111,000 |
| Pretax income | 406,000 | 870,000 | 1,038,000 | 1,299,000 |
| Income tax | 137,000 | 295,000 | 351,000 | 441,000 |
| Net income | 269,000 | 575,000 | 687,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,859,000 | 9,915,000 | 9,777,000 | 9,697,000 |
| Total capital | 11,017,000 | 11,017,000 | 10,869,000 | 10,799,000 |
| Risk-weighted assets | 92,485,000 | 88,053,000 | 87,109,000 | 87,962,000 |