Call reports 2002
PARAGON BANK & TRUST — 2002
What PARAGON BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,510,000 | 99,354,000 | 103,924,000 | 103,023,000 |
| Total loans | 81,971,000 | 84,180,000 | 87,238,000 | 86,571,000 |
| Allowance for loan losses | 1,062,000 | 1,070,000 | 1,131,000 | 1,291,000 |
| Securities available for sale | 4,453,000 | 4,470,000 | 4,494,000 | 4,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,740,000 | 81,724,000 | 89,159,000 | 89,723,000 |
| Interest-bearing deposits | 76,566,000 | 76,504,000 | 82,105,000 | 83,077,000 |
| Noninterest-bearing deposits | 7,174,000 | 5,220,000 | 7,054,000 | 6,646,000 |
| Equity capital | 9,624,000 | 9,922,000 | 10,076,000 | 10,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,010,000 | 4,570,000 | 6,058,000 |
| Interest expense | 584,000 | 1,156,000 | 1,757,000 | 2,285,000 |
| Net interest income | 909,000 | 1,854,000 | 2,813,000 | 3,773,000 |
| Noninterest income | 478,000 | 969,000 | 1,562,000 | 2,189,000 |
| Noninterest expense | 1,008,000 | 1,980,000 | 3,248,000 | 4,330,000 |
| Provision for loan losses | 31,000 | 66,000 | 125,000 | 464,000 |
| Pretax income | 348,000 | 777,000 | 1,002,000 | 1,168,000 |
| Income tax | 117,000 | 262,000 | 338,000 | 397,000 |
| Net income | 231,000 | 515,000 | 664,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,277,000 | 8,562,000 | 8,710,000 | 8,817,000 |
| Total capital | 9,317,000 | 9,632,000 | 9,838,000 | 9,959,000 |
| Risk-weighted assets | 83,156,000 | 85,873,000 | 90,197,000 | 91,218,000 |