Call reports 2001
PARAGON BANK & TRUST — 2001
What PARAGON BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,111,000 | 89,413,000 | 93,771,000 | 94,958,000 |
| Total loans | 69,349,000 | 75,787,000 | 80,185,000 | 81,430,000 |
| Allowance for loan losses | 853,000 | 890,000 | 948,000 | 1,018,000 |
| Securities available for sale | 4,933,000 | 4,926,000 | 4,505,000 | 4,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,551,000 | 71,951,000 | 79,745,000 | 78,491,000 |
| Interest-bearing deposits | 67,078,000 | 67,410,000 | 75,042,000 | 71,489,000 |
| Noninterest-bearing deposits | 4,473,000 | 4,541,000 | 4,703,000 | 7,002,000 |
| Equity capital | 8,905,000 | 8,792,000 | 8,801,000 | 8,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,264,000 | 4,946,000 | 6,510,000 |
| Interest expense | 978,000 | 1,908,000 | 2,781,000 | 3,482,000 |
| Net interest income | 652,000 | 1,356,000 | 2,165,000 | 3,028,000 |
| Noninterest income | 447,000 | 923,000 | 1,309,000 | 1,759,000 |
| Noninterest expense | 944,000 | 1,945,000 | 2,912,000 | 3,919,000 |
| Provision for loan losses | 46,000 | 83,000 | 497,000 | 700,000 |
| Pretax income | 112,000 | 254,000 | 68,000 | 171,000 |
| Income tax | 52,000 | 115,000 | 73,000 | 116,000 |
| Net income | 60,000 | 139,000 | -5,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,431,000 | 7,366,000 | 7,378,000 | 7,483,000 |
| Total capital | 8,284,000 | 8,256,000 | 8,326,000 | 8,501,000 |
| Risk-weighted assets | 72,431,000 | 78,340,000 | 81,686,000 | 83,182,000 |