Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,885,000 | USD | evidence → |
| Total loans | 61,784,000 | USD | evidence → |
| Allowance for loan losses | 894,000 | USD | evidence → |
| Securities available for sale | 3,233,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,324,000 | USD | evidence → |
| Interest-bearing deposits | 60,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,971,000 | USD | evidence → |
| Equity capital | 7,739,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,801,000 | USD | evidence → |
| Interest expense | 2,156,000 | USD | evidence → |
| Net interest income | 2,645,000 | USD | evidence → |
| Noninterest income | 408,000 | USD | evidence → |
| Noninterest expense | 2,593,000 | USD | evidence → |
| Provision for loan losses | 218,000 | USD | evidence → |
| Pretax income | 242,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 193,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,749,000 | USD | evidence → |
| Total capital | 7,525,000 | USD | evidence → |
| Risk-weighted assets | 61,982,000 | USD | evidence → |