Call report 2008Q1
PROVIDENCE BANK — 2008Q1
The 22 measures PROVIDENCE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,933,000 | USD | evidence → |
| Total loans | 94,055,000 | USD | evidence → |
| Allowance for loan losses | 1,300,000 | USD | evidence → |
| Securities available for sale | 8,902,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,883,000 | USD | evidence → |
| Interest-bearing deposits | 77,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,936,000 | USD | evidence → |
| Equity capital | 15,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,761,000 | USD | evidence → |
| Interest expense | 1,025,000 | USD | evidence → |
| Net interest income | 736,000 | USD | evidence → |
| Noninterest income | 10,000 | USD | evidence → |
| Noninterest expense | 632,000 | USD | evidence → |
| Provision for loan losses | 191,000 | USD | evidence → |
| Pretax income | 26,000 | USD | evidence → |
| Income tax | -2,000 | USD | evidence → |
| Net income | 28,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,020,000 | USD | evidence → |
| Total capital | 16,320,000 | USD | evidence → |
| Risk-weighted assets | 104,500,000 | USD | evidence → |